Published March 1, 2025

Is Waiting to Buy a Home Costing You? Find Out with Our Cost of Waiting Calculator!

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Written by Jamie Reece

Is Waiting to Buy a Home Costing You? Find Out with Our Cost of Waiting Calculator! header image.

Is Waiting to Buy a Home Costing You?
Find Out With Our Cost of Waiting Calculator


Let Jamie show you the value of the calculator here.

In today’s real estate market, timing is everything. Many buyers wonder whether they should wait for interest rates to drop, home prices to stabilize, or for economic uncertainty to pass. But here’s the truth—waiting could cost you thousands.

That’s why we’re excited to introduce our Cost of Waiting Calculator, a tool designed to help you understand the real financial impact of delaying your home purchase.

Why Does Waiting Cost You?

Real estate markets move in cycles, and while waiting might seem like a safe strategy, history has shown that:

  • Home prices tend to rise over time. Even small increases add up.

  • Interest rates fluctuate, but rarely drop dramatically overnight.

  • Delaying means missing out on equity growth and appreciation.

For example, if home prices rise by just 5% in the next year and interest rates stay the same, the cost of your future mortgage could be significantly higher—potentially costing you tens of thousands over time.


How the Cost of Waiting Calculator Works

Our tool helps you compare buying today vs. waiting by analyzing:

  • Projected home price increases based on current market trends.

  • Potential interest rate changes and their impact on your mortgage payment.

  • Total cost over time—showing you how much equity you’re missing out on.

    Example Screenshots:





    Should You Buy Now or Wait? Let’s Run the Numbers!

    Every situation is different, but the Cost of Waiting Calculator takes the guesswork out of the decision. We’ll plug in the numbers and give you a clear picture of what waiting could mean for your finances.


    Want to see how much waiting might cost YOU?
    Complete this form to download the tool, and discover your potential cost of waiting.


    Questions?

    Send us an email, or send us a text or call us at 206.489.4920.



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